NOVEMBER 2020

25-Year Fixed Rate Standard: 2.552%
1st Five Yrs: 2.445%; Note Rate: 1.157%

25-Year Fixed Rate Refinance: 2.593%
1st Five Yrs: 2.483%; Note Rate: 1.157%

 20-Year Fixed Rate Standard: 2.523%
1st Five Yrs: 2.396%; Note Rate: 1.070%

20-Year Fixed Rate Refinance: 2.566%
1st Five Yrs: 2.435%; Note Rate: 1.070%

10-Year Fixed Rate Standard: 2.417%
1st Five Yrs: 2.225%; Note Rate: 0.676%

10-Year Fixed Rate Refinance: 2.469%
1st Five Yrs: 2.271%; Note Rate: 0.676%

Full-term rates shown; includes all servicing fees