OCTOBER 2020

25-Year Fixed Rate Standard: 2.582%
1st Five Yrs: 2.475%; Note Rate: 1.188%

25-Year Fixed Rate Refinance: 2.623%
1st Five Yrs: 2.513%; Note Rate: 1.188%

 20-Year Fixed Rate Standard: 2.553%
1st Five Yrs: 2.426%; Note Rate: 1.101%

20-Year Fixed Rate Refinance: 2.596%
1st Five Yrs: 2.465%; Note Rate: 1.101%

10-Year Fixed Rate Standard: 2.468%
1st Five Yrs: 2.276%; Note Rate: 0.728%

10-Year Fixed Rate Refinance: 2.520%
1st Five Yrs: 2.322%; Note Rate: 0.728%

Full-term rates shown; includes all servicing fees