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SBA 504 Loan Interest Rates
APRIL 2021
25-Year Fixed Rate Standard: 3.077%
1st Five Yrs: 2.976%; Note Rate: 1.684%
25-Year Fixed Rate Refinance: 3.118%
1st Five Yrs: 3.014%; Note Rate: 1.684%
20-Year Fixed Rate Standard: 3.021%
1st Five Yrs: 2.899%; Note Rate: 1.569%
20-Year Fixed Rate Refinance: 3.064%
1st Five Yrs: 2.938%; Note Rate: 1.569%
10-Year Fixed Rate Standard: 2.700%
1st Five Yrs: 2.510%; Note Rate: 0.946%
10-Year Fixed Rate Refinance: 2.735%
1st Five Yrs: 2.537%; Note Rate: 0.946%
Full-term rates shown; includes all servicing fees
The Rebuild Florida Business Loan Fund provides access to available and affordable working capital at reasonable interest rates and terms to help existing and new Florida small businesses create and retain permanent jobs, create high paying jobs (increasing income levels) and diversify and stabilize the state’s economy. The program also aims to increase small business disaster preparedness, allowing businesses to be in a better position to handle any natural disasters that might come their way.
Note: The maximum loan amount for this program has been increased from $500,000 to $2,500,000.
The interest rate is derived from the Prime Rate as listed in the Wall Street Journal. Contact us for current rates.
The Rebuild Florida Business Loan Fund is a partnership between the U.S. Economic Development Administration (EDA) and the Florida Department of Economic Opportunity (DEO), which serves as the overall administrator of the program. Florida First Capital serves as the state of Florida appointed fiscal administrator of the program.
A total of $50 million in state and federal funds are available as follows:
NOTE: The Rebuild Florida Business Loan Fund is available only in Florida.
Go to the following link on the DEO's website to create a secure log-in account and complete an application.
For questions or more information, contact Bruce Frazier, Rebuild Florida Business Loan Fund Processor. Toll-free phone: 888.320.5504 or 904.619.1295. Email: bruce@ffcfc.com.
Purchase, construct, expand or renovate owner-occupied commercial real estate at up to 90% financing.
Acquire and install long-life fixed machinery and equipment at up to 90% financing.
Refinance commercial mortgage and other business debt up to 90% with or without a cash-out option.
Go green with your project and qualify for additional financing at up to 90%.
Interim phase second mortgage "bridge" financing for our 504 commercial lending partners.
A resiliency working capital loan fund to help Florida’s small businesses and its economy to grow and prosper.
Low cost loans to support industrial recycling throughout the state of Florida.
Connect with Network members to unlock vital capital resources to help meet your specific business financing needs.