SBA 504 Loan Interest Rates

December 2024

25-Year Fixed Rate Standard:
6.096%

25-Year Fixed Rate Refinance:
6.125%

20-Year Fixed Rate Standard:
6.204%

20-Year Fixed Rate Refinance:
6.234%

10-Year Estimated Fixed Rate Standard:
6.506%

10-Year Estimated Fixed Rate Refinance:
6.542%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

Servicing the States of Alabama, Florida, and Georgia.

Florida Finance Network

What's Your Capital Position?

The Florida Finance Network unlocks vital capital resources to help Florida businesses grow and succeed. Connect with the network to meet your specific financing needs. Access to capital remains one of the most important concerns for business owners who are growing and expanding their operations and creating jobs in the Sunshine State.

The Florida Finance Network is a group of nonprofit economic development lending organizations that connects Florida businesses with various federal, state and private financing programs to meet specific capital needs.

Florida Finance Network members specialize in different areas, but collectively they cover the majority of business financing needs. Network members are knowledgeable and well-connected to help your business determine its best funding options.

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