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SBA 504 Loan Interest Rates
May 2025
25-Year Fixed Rate Standard:
6.397%
25-Year Fixed Rate Refinance:
6.426%
20-Year Fixed Rate Standard:
6.416%
20-Year Fixed Rate Refinance:
6.446%
10-Year Fixed Rate Standard:
6.218%
10-Year Fixed Rate Refinance:
6.254%
Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.