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SBA 504 Loan Interest Rates

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March 2025

25-Year Fixed Rate Standard:
6.246%

25-Year Fixed Rate Refinance:
6.275%

20-Year Fixed Rate Standard:
6.315%

20-Year Fixed Rate Refinance:
6.355%

10-Year Fixed Rate Standard:
6.348%

10-Year Fixed Rate Refinance:
6.384%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.