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SBA 504 Loan Interest Rates

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June 2025

25-Year Fixed Rate Standard:
6.376%

25-Year Fixed Rate Refinance:
6.405%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.434%

Estimated 10-Year Fixed Rate Standard:
6.204%

Estimated 10-Year Fixed Rate Refinance:
6.252%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

504 Loan Helps Expand Family Pasta Legacy

Oct 2010

What do you do when your Grandfather owned a pasta factory in Italy and your uncle owns a large pasta manufacturing company in Venezuela? Well, you do what comes naturally and you make pasta! That's just what brothers Jose and Mayid Yamin, owners of Brefaro's Nobile Food LLC in Hialeah, Florida, have done for the last 25 years.

Brefaro's produces and distributes fresh, frozen and dried pasta. Its products contain only 100% extra fancy Durum-Semolina and all natural ingredients and are made with a combination of artisan processes and cutting-edge technology. The pasta is sold under the names “Fiori Bruna” and “Campa D'Oro.”

Being based in South Florida, the company takes full advantage of its proximity to thousands of hotels and restaurants as well as large cruise lines that utilize the ports of Miami and Ft. Lauderdale. As the hospitality sector continues to improve and prosper, Brefaro's found itself poised for expansion in order to meet product demand and maintain its status as the largest pasta manufacturer in the region.

After considering its options, the company chose the FFCFC 504 loan program to finance the acquisition of a 22,035 sq. ft. building on a 48,055 sq. ft. lot to be used as an additional manufacturing and storage facility.

“The client was able to preserve significant working capital utilizing the 504 program due to its low down payment requirement and below-market fixed interest rate, among other benefits,” said Carlos Calero, vice president and loan officer for Florida First Capital in the South Florida area. “This allows Brefaro's to keep more money in the business and to hire more employees which benefits the community and the economy,” he said.

Visit Fiori Bruna Pasta at http://www.fioribruna.com.

For more information about 504 loans in Florida, contact Florida First Capital by visiting www.ffcfc.com, emailing us at insider@ffcfc.com or calling 888.320.5504.

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