{meta_title}

SBA 504 Loan Interest Rates

close interest rates

June 2025

25-Year Fixed Rate Standard:
6.376%

25-Year Fixed Rate Refinance:
6.405%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.434%

Estimated 10-Year Fixed Rate Standard:
6.204%

Estimated 10-Year Fixed Rate Refinance:
6.252%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

504 Loan Keeps Niceville Orthodontic Practice Smiling

Feb 2013

The realization that the success of your small business has made your current location obsolete often wipes the smile from the face of a business owner. However, the search for an upgraded property and subsequent project financing can produce a downright frown.

In the case of Casi B. Stubbs, DMD, the need to replace her outgrown leased property led her to Florida First Capital and the 504 Loan Program, which she happily used to finance the ground-up construction of a modern 3,000 square foot building to house her thriving orthodontic practice in Niceville, Florida.

“This is a great example of the right financing at the right time,” said James Hosman, Florida First Capital Vice President and Loan Officer for the Northwest and Florida Panhandle. “The borrower got a historically low 504 rate of 4% fixed for 20 years. Along with the low down payment, this was an unbeatable combination that put a smile on Dr. Stubbs' face,” he said.

Dr. Stubbs provides her patients with the highest quality orthodontic care in a friendly, comfortable environment. The practice utilizes the latest technological advances in the industry, such as invisible ceramic braces and Invisalign, along with the latest in computer technology (digital imaging and advanced computer graphics) to ensure each patient receives the most effective care possible.

Dr. Stubbs recognizes that every patient has different needs and her staff prides themselves in the courteous service they deliver to each person who walks through their doors. Their goal is to provide the highest quality orthodontic care and service in the region by going the extra mile and thereby establishing a long lasting relationship with their patients.

Visit Stubbs Orthodontics online at www.stubbsortho.com.

For more information about SBA 504 loans in Florida, contact Florida First Capital, Florida's original statewide SBA Certified Development Company (CDC). Email: info@ffcfc.com. Phone: 850.681.3601 or toll-free at 888.320.5504.

Archived