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SBA 504 Loan Interest Rates

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June 2025

25-Year Fixed Rate Standard:
6.376%

25-Year Fixed Rate Refinance:
6.405%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.434%

Estimated 10-Year Fixed Rate Standard:
6.204%

Estimated 10-Year Fixed Rate Refinance:
6.252%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

ATTENTION LENDERS: The Fourth Annual South Florida Small Business Lending Forum is This Friday, April 20

Apr 2012

Don't miss this great opportunity to sharpen your lending skills and interact with top SBA experts at the Fourth Annual South Florida Small Business Lending Forum from 11 a.m. until 3:30 p.m. this Friday, April 20, 2012, at the Renaissance Boca Raton Hotel.

The forum, which is hosted by Florida First Capital and the Fogel Law Group, will cover recent changes in Small Business Administration (SBA) lending laws, how to operate effectively and in compliance with SBA rules and the current state of available and affordable commercial financing through the SBA's two flagship loan programs -- the 504 and 7(a).

Our guest luncheon speaker will be Jonel Hein, Acting Deputy District Director with the SBA South Florida District Office. Following will be special guest panelists including senior directors from the Miami-Dade, Broward and Palm Beach County Business Development Agencies who will discuss the critical role of small business lending in the success of state and local economy.

After lunch, we will present concurrent 504 and 7(a) training with beginner/intermediate and advanced sessions offered on each program allowing attendees to attend one or both.

The beginner/intermediate 504 training session will be conducted by John Hanrahan, Vice President & Business Development Officer for Florida First Capital Finance Corporation. The advanced 504 session will be conducted by Deborah Petrell, Senior Vice President & Sales and Marketing Manager for Florida First Capital.

The beginner/intermediate 7(a) training session will be co-lead by Jonel Hein, Acting Deputy District Director, and Miguel Gonzalez, Acting Assistant Director of Lender Relations, both with the SBA South Florida District Office. The advanced 7(a) session will be lead by John Dunn, Principal, JND Advisors, which specializes in bank consulting and small business lending issues. Mr. Dunn is the former Assistant District Director of Lender Relations for the SBA South Florida District Office.

You'll also have the opportunity to interact with some of the industry's top SBA experts who will answer your questions and provide hard to find information. This will be a great networking opportunity as well.

Suggested attendees include bankers and lending professionals, business brokers, attorneys, CPAs, realtors, developers, insurance agents and small business owners.

The cost to attend the forum is $60/pp advance online purchase and $70/pp at the door (includes lunch and the training sessions).

For more information, contact Jackie Washington with the Fogel Law Group at 561.393.9111.

For more information about SBA 504 loans, contact Florida First Capital by visitingwww.ffcfc.com, emailing us at info@ffcfc.com or calling 888.320.5504.

Register here

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