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SBA 504 Loan Interest Rates

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APRIL 2021

25-Year Fixed Rate Standard: 3.077%
1st Five Yrs: 2.976%; Note Rate: 1.684%

25-Year Fixed Rate Refinance: 3.118%
1st Five Yrs: 3.014%; Note Rate: 1.684%

20-Year Fixed Rate Standard: 3.021%
1st Five Yrs: 2.899%; Note Rate: 1.569%

20-Year Fixed Rate Refinance: 3.064%
1st Five Yrs: 2.938%; Note Rate: 1.569%

10-Year Fixed Rate Standard: 2.700%
1st Five Yrs: 2.510%; Note Rate: 0.946%

10-Year Fixed Rate Refinance: 2.735%
1st Five Yrs: 2.537%; Note Rate: 0.946%

Full-term rates shown; includes all servicing fees

 

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Small Business Lending News

Additional Changes to Temporary Debt Refinancing

Apr 2011

The Small Business Administration (SBA) has published SBA Policy Notice 5000-1204, announcing additional changes to the 504 temporary debt refinancing program. It also has published a revised SBA Form 2416, Lender Certification for Refinanced Loan (4-11). The SBA has not yet posted the new SBA Form 2288TR, Interim Lender Certification for Temporary Debt Refinancing Program.

The latest changes to temporary debt refinancing in SBA Notice 5000-1204 are:

(1) Standby Requirement for Deficiency Note is not Mandatory.

(2) Modification or Assignment of Existing Loan Documents.

(3) Escrow Closing for Simultaneous Funding of Same Institution Debt.

(4) Interim Financing if not Same Institution Debt.

(5) Same Institution Debt Lender Certification.

(6) Revised SBA Form 2416, Lender Certification for Refinanced Loan (4-11).

If you would like to access the TI Memo, SBA Notice 5000-1204 or SBA Form 2416 (4-11), please click below.

TI Memo 35-11,SBA Notice 5000-1204,SBA Form 2416.

For more information about 504 loans in Florida, contact Florida First Capital by visiting www.ffcfc.com, emailing atinsider@ffcfc.comor calling 888.320.5504.

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