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SBA 504 Loan Interest Rates

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April 2025

25-Year Fixed Rate Standard:
6.437%

25-Year Fixed Rate Refinance:
6.466%

20-Year Fixed Rate Standard:
6.457%

20-Year Fixed Rate Refinance:
6.487%

Estimated 10-Year Fixed Rate Standard:
6.337%

Estimated 10-Year Fixed Rate Refinance:
6.373%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Disaster Loans Available for Severe Storms and Flooding Victims

Apr 2008

Low-interest disaster loans will be made available by the U.S. Small Business Administration (SBA) to Florida businesses affected by the severe storms and flooding on Feb. 21-22, 2008. The declaration covers Bay County and the adjacent counties of Calhoun, Gulf, Jackson, Walton and Washington.

Businesses of any size and private non-profit organizations may borrow up to $1.5 million to repair or replace damaged or destroyed real estate, machinery, equipment, inventory, and other business assets. The SBA can also lend additional funds to help with the cost of making improvements that protect, prevent or minimize the same type of disaster damage from occurring in the future.

Additionally, loans are available to help meet working capital needs caused by the disaster, regardless of whether the business suffered any physical property damage.

The filing deadline to return applications for physical property damage is May 9, 2008. The deadline to return economic injury applications is Dec. 10, 2008.

For more information and loan applications, call (800) 659-2955.

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