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SBA 504 Loan Interest Rates

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July 2025

25-Year Fixed Rate Standard:
6.377%

25-Year Fixed Rate Refinance:
6.406%

20-Year Fixed Rate Standard:
6.397%

20-Year Fixed Rate Refinance:
6.436%

10-Year Fixed Rate Standard:
6.190%

10-Year Fixed Rate Refinance:
6.226%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Federal Reserve Bank Offers North Florida Small Business Forum for Lenders

Jul 2011

The Federal Reserve Bank of Atlanta is hosting a series of small business forums for lenders throughout the Sixth District to discuss the current economic environment for small businesses, access to credit and new programs and resources for small business financing.

North Florida business lenders are invited to attend a forum scheduled from 11:30 am to 3 pm on Thursday, Sept. 8, 2011, at the Federal Reserve Bank of Atlanta, Jacksonville Branch, 800 Water Street, Jacksonville, Florida. Lunch will be provided.

Governor Elizabeth A. Duke, Board of Governors, Federal Reserve System will be participating in this forum.

Seating is limited. To register, send your contact information to Barb Klingler at Barb.L.Klingler@atl.frb.org or call her at 904.632.1025. An agenda will be provided with your registration confirmation.

The deadline for registration is Tuesday, Aug. 30.

Federal Reserve Small Business Initiative Background:

The Federal Reserve System is hosting a series of forums throughout the country, including several events in the state of Florida, to discuss small business financing needs, to share promising practices, and to identify regional as well as national themes in credit access and technical support for small businesses.

This series of forums around the country have the highest attention at the Federal Reserve Board, the Small Business Administration, Treasury, and other agencies associated with economic recovery.

If you have any program questions, please feel free to contact Janet Hamer, Senior Community Development Manager, Federal Reserve Bank of Atlanta, Jacksonville Branch, at 904.632.3588 or email her at janet.hamer@atl.frb.org.

For more information about 504 loans in Florida, contact Florida First Capital by visiting www.ffcfc.com, emailing at insider@ffcfc.com or calling 888.320.5504.

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