{meta_title}

SBA 504 Loan Interest Rates

close interest rates

July 2025

25-Year Fixed Rate Standard:
6.377%

25-Year Fixed Rate Refinance:
6.406%

20-Year Fixed Rate Standard:
6.397%

20-Year Fixed Rate Refinance:
6.436%

10-Year Fixed Rate Standard:
6.190%

10-Year Fixed Rate Refinance:
6.226%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Florida First Capital Closes $13 Million 504 Refinance Deal

May 2012

Florida First Capital is pleased to announce it recently closed a $13 million deal in Central Florida under the Small Business Administration's (SBA) temporary 504 debt refinancing program.

John Hanrahan, Florida First Capital vice president and loan officer for Central Florida, worked with Heritage Bank of the South to provide the refinancing package for the five-year-old, 133-room Holiday Inn in Ocala, Florida.

“The hotel has high visibility from I-75 and the owners have more than a decade's worth of experience in the lodging operations business,” said Hanrahan. “This is a strong enterprise with a solid cash flow and just the right candidate for the temporary 504 refinance program,” he said.

The hotel caters to special events such as weddings and meetings and is also very popular with visitors to the Ocala area for equine related shows and events. The property even counts U.S. Vice President Joe Biden and Secretary of State Hillary Clinton among its prestigious former guests.

The temporary 504 debt refinancing program offered through Florida First Capital allows small businesses to take advantage of long-term, low fixed interest rate loans to refinance their high interest or maturing real estate debt or existing debt on capital assets.

With more than 50 refinance projects under our belt, Florida First Capital has led the way among certified development companies in Florida to structure, process and obtain SBA authorizations for 504 debt refinancing loans since the program's inception.

We are the experts with the proven track record you can trust to get your refinance deals done quickly and efficiently.

Lenders and borrowers are urged to contact us as soon as possible take advantage of this temporary program as it is set to expire in four short months on Sept. 27.

For more information about SBA 504 loans in Florida, contact Florida First Capital by visiting www.ffcfc.com, emailing at info@ffcfc.com or calling 888.320.5504.

Archived