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SBA 504 Loan Interest Rates

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June 2025

25-Year Fixed Rate Standard:
6.376%

25-Year Fixed Rate Refinance:
6.405%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.434%

Estimated 10-Year Fixed Rate Standard:
6.204%

Estimated 10-Year Fixed Rate Refinance:
6.252%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Florida First Capital Maintains Top SBA Lender Spot in North Florida

Oct 2012

Tallahassee, Fla. (Oct. 4, 2012) - Florida First Capital Finance Corporation is the top Small Business Administration (SBA) lender by dollar volume for FY 2012 in the SBA's North Florida District, which covers 43 counties and stretches from Orlando to Jacksonville and west through the Florida Panhandle.

According to SBA data for the fiscal year that ended Sept. 30, 2012, Florida First Capital, a statewide non-profit certified development company, produced 113 loans totaling $77,397,000.

Over the last decade, Florida First Capital has repeatedly held the top SBA lender position in the district among a distinguished list of banks, credit unions, non-bank lenders and other certified development companies (CDCs).

The SBA 504 loan program offered through Florida First Capital offers up to 90% financing at below-market, fixed interest rates with amortization terms up to 20 years. 504 loans are paired with private-sector commercial loans to finance the acquisition of major fixed assets, including the purchase, construction, expansion or renovation of owner-occupied commercial real estate and/or the acquisition and installation of heavy duty machinery and equipment.

“The 504 loan program provides affordable financing to small business owners allowing them to grow and expand, which in turn creates jobs, revenue and stronger communities,” said Todd Kocourek, President & CEO of Florida First Capital. “Our professional staff works hard to ensure the 504 loan program is available to small businesses in all 43 counties of the North Florida District. It is their perseverance that made this and our prior accomplishments possible,” Kocourek said.

Florida First Capital wishes to thank its 504 commercial lending partners as well as congratulate its North Florida District Sales Team: Kristen Tackett, VP & Loan Officer, Northeast Florida Region; James Hosman, VP & Loan Officer, Northwest & Florida Panhandle Region; and John Hanrahan, VP & Loan Officer, Central Florida Region.

For more information, email info@ffcfc.com or call 850.681.3601 or toll-free 888.320.5504.

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