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SBA 504 Loan Interest Rates

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July 2025

25-Year Fixed Rate Standard:
6.377%

25-Year Fixed Rate Refinance:
6.406%

20-Year Fixed Rate Standard:
6.397%

20-Year Fixed Rate Refinance:
6.436%

10-Year Fixed Rate Standard:
6.190%

10-Year Fixed Rate Refinance:
6.226%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

NADCO to Host Free Web Seminar on 504 Program for Community Lenders

Feb 2010

The National Association of Development Companies (NADCO) will host a free web seminar entitled “SBA 504 Loans - An Important Economic Development Tool for Community Lenders” from 2 - 3:30 p.m. (EST) on Thursday, March 11.

The purpose of web conference is to introduce or re-introduce community lenders to the Small Business Administration (SBA) 504 loan program. Much has been written on SBA loan programs since the American Recovery and Reinvestment Act (ARRA) was passed last year, but there may be lenders who are unfamiliar with the 504 loan program and how it can benefit both community lenders and qualified small business borrowers.

This web conference will be an easy and convenient way to find out about 504 loans in the comfort of your office. There is no cost to participate and the conference can be viewed from any location. The one-hour presentation will be followed by a half hour Q&A session.

Participants will be introduced to the 504 loan program, program eligibility, the loan process and reasons why a 504 loan could be the perfect choice for small business clients looking to finance the purchase of capital assets.

The web conference presenters are all senior business development officers who together have more than 60 years of 504 loan experience. They will provide an overview of the program, how it works for lenders and small business borrowers and cover myths vs. facts surrounding the 504 loan process.

The web conference is free and registration is open until March 5, 2010.

To register for the web conference, click here: Community Lender Web Conference.

For more information about 504 loans in Florida, contact Florida First Capital by visiting www.ffcfc.com, emailing us at insider@ffcfc.com or calling 888.320.5504.

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