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SBA 504 Loan Interest Rates

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FEBRUARY 2021

25-Year Fixed Rate Standard: 2.757%
1st Five Yrs: 2.659%; Note Rate: 1.360%

25-Year Fixed Rate Refinance: 2.799%
1st Five Yrs: 2.697%; Note Rate: 1.360%

20-Year Fixed Rate Standard: 2.720%
1st Five Yrs: 2.600%; Note Rate: 1.263%

20-Year Fixed Rate Refinance: 2.764%
1st Five Yrs: 2.640%; Note Rate: 1.263%

10-Year Fixed Rate Standard: 2.450%
1st Five Yrs: 2.260%; Note Rate: 0.697%

10-Year Fixed Rate Refinance: 2.489%
1st Five Yrs: 2.291%; Note Rate: 0.697%

Full-term rates shown; includes all servicing fees

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