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SBA 504 Loan Interest Rates

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July 2025

25-Year Fixed Rate Standard:
6.377%

25-Year Fixed Rate Refinance:
6.406%

20-Year Fixed Rate Standard:
6.397%

20-Year Fixed Rate Refinance:
6.436%

10-Year Fixed Rate Standard:
6.190%

10-Year Fixed Rate Refinance:
6.226%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

SBA 504 Equipment Loan Helps Strengthen Steel Fabricator

Jan 2017

Since its launch in 1963, Allstate Steel Company, Inc., a family owned and operated full service steel fabrication and erection company in Jacksonville, has operated under one guiding principle: a commitment to personalized service that has been unwavering for more than five decades.

Ken Suggs, son of founder C. J. Suggs, led the company through a period of tremendous growth that included steel fabrication projects for customers across the U.S. and the Caribbean. Now under the watchful eye of President & CEO Sharon Suggs, Ken's wife, the legacy of Allstate Steel's history of commitment to personalized service, unparalleled quality and a dedication to safety continues unabated.

Allstate Steel produces in excess of 10,000 tons of structural steel annually. From raw material delivery to computerized fabrication machinery, to fabrication of trusses, beams, columns or automotive trusses, to cleaning and finishing (the paint bay capabilities include three coat paint systems) -- all the way to on-time delivery, a consistent track record of efficiency has earned the company an exceptionally high rate of client return.

When the need arose for the company to purchase a specialized piece of computerized fabrication machinery, the $1 million price tag made a Small Business Administration (SBA) 504 equipment loan the obvious choice for financing.

“The ability to complete the acquisition with 90% financing and a 10-year, below-market fixed interest rate term was a tremendous benefit for the borrower,” said Kristen Tackett, Florida First Capital Vice President and Business Development Officer for Northeast Florida. “The opportunity to acquire industrial machinery at terms nearly unheard of in the equipment financing world means Allstate is able to invest in other aspects of its operation to help insure the continued financial success of the business.”

Visit Allstate Steel online at www.allstatesteel.com.

For more information about SBA 504 loans in Florida,contact a Florida First Capital Loan Officeror email us atinfo@ffcfc.com. Phone: 850.681.3601 or toll-free at 888.320.5504

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