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SBA 504 Loan Interest Rates
May 2022
25-Year Fixed Rate Standard:
5.119%
25-Year Fixed Rate Refinance:
5.133%
20-Year Fixed Rate Standard:
5.061%
20-Year Fixed Rate Refinance:
5.075%
10-Year Fixed Rate Standard:
4.931%
10-Year Fixed Rate Refinance:
4.948%
Full-term fixed interest rates shown; includes all servicing fees
Jan 2020
Q: Does the Small Business Administration (SBA) have any specific requirements if, as a small business owner, I opt to purchase land and construct a building instead of buying an existing building? Additionally, if I am a licensed contractor, can I do the construction (or major renovation) myself?
A: SBA 504 loans that involve new construction or renovations do have additional due diligence and documentation requirements when compared to straight acquisition loans. Some of these additional requirements include:
For more information about SBA 504 loans in Alabama, Florida or South Georgia, contact a Florida First Capital/First Capital Finance Loan Officer or email us at info@ffcfc.com. Phone: 850.681.3601 or toll-free at 800.504.LOAN.