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SBA 504 Loan Interest Rates

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June 2025

25-Year Fixed Rate Standard:
6.376%

25-Year Fixed Rate Refinance:
6.405%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.434%

Estimated 10-Year Fixed Rate Standard:
6.204%

Estimated 10-Year Fixed Rate Refinance:
6.252%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

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Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

SBA to Recognize Florida First Capital As Top 504 Loan Producer in North Florida

Apr 2008

In recognition of its outstanding 2007 performance, the Small Business Administration (SBA) North Florida District Office will again recognize Florida First Capital as the top 504 loan producer in the district. This is the seventh consecutive year FFCFC will receive the honor, which will be presented next month.

During the fiscal year that ended Sept. 30, 2007, FFCFC competed with eight other North Florida certified development companies (CDCs) and produced 159 loan projects out of a total of 293 in the district. The next highest total reported by a CDC was 134 with the remaining 31 loans divided among the other seven CDCs.

“Our staff works diligently to make the 504 loan product available to all of the 43 counties in North Florida. It is their efforts that made this and previous awards possible,” said Todd Kocourek, FFCFC president & CEO.

More vital to business and North Florida's economic growth is the fact that FFCFC loan projects (SBA guaranteed second mortgage debentures plus 3rd party first mortgage loans) totaled $205,697,000 for the year and resulted in the creation of more than 2,000 new jobs.

“We believe that the amount of dollars put out on the street and the number of new jobs created are much more meaningful than how many loans are authorized,” said Kocourek.

CDCs are one of the conduits through which the SBA provides economic development assistance throughout North Florida. “Florida First Capital Finance Corporation has been our most aggressive provider of the program in the district this past fiscal year and for the six previous years,” said Wilfredo J. Gonzalez, SBA district director.

For more information on FFCFC or its 504 loan program, visit www.ffcfc.com or call 888.320.5504.

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