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SBA 504 Loan Interest Rates

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June 2025

25-Year Fixed Rate Standard:
6.376%

25-Year Fixed Rate Refinance:
6.405%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.434%

Estimated 10-Year Fixed Rate Standard:
6.204%

Estimated 10-Year Fixed Rate Refinance:
6.252%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Tampa/St. Pete Area BDO Appointed to Pinellas County Economic Development Council

Jul 2010

Florida First Capital is pleased to announce that Ron Mirenda, vice president and business development officer for the Tampa/St. Petersburg area, has been appointed to the Pinellas County Economic Development Council.

“Your leadership in our community was recently recognized by the Pinellas County Commission through a unanimous vote of your appointment to this critical endeavor,” said Karen Seel, chair of the Pinellas County Commission.

Mirenda will assist the Council with advising, developing and implementing strategies and programs to stimulate economic expansion, trade and investment for Pinellas County.

“I am honored to be selected and to serve on the Council. I feel it is a privilege to have the opportunity to offer my expertise in banking and commercial real estate and I look forward to contributing to the Council's vital efforts of fostering economic expansion,” said Mirenda.

In his duties for Florida First Capital, Mirenda is responsible for assisting small businesses and lenders with the 504 loan program in Hernando, Hillsborough, Pasco, Pinellas and Polk counties.

Mirenda has a degree in Business Economics from Brown University. He also is a State of Florida certified general appraiser and licensed real estate agent. Prior to joining FFCFC, Mirenda served as Executive Vice President of The Dohring Group, a commercial appraisal, brokerage and development services group in Tampa. He also brings a wealth of financial experience and is well versed in SBA lending having worked as a commercial lender for Colonial Bank and Banco Popular.

Mirenda is based in Largo and may be contacted at (727) 871-8033 or by email at ron@ffcfc.com.

For more information about 504 loans in Florida, contact Florida First Capital by visiting www.ffcfc.com, emailing at insider@ffcfc.com or calling 888.320.5504.

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