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SBA 504 Loan Interest Rates

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July 2025

25-Year Fixed Rate Standard:
6.377%

25-Year Fixed Rate Refinance:
6.406%

20-Year Fixed Rate Standard:
6.397%

20-Year Fixed Rate Refinance:
6.436%

10-Year Fixed Rate Standard:
6.190%

10-Year Fixed Rate Refinance:
6.226%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Treasure Coast SBA Lenders: Registration Now Open for the SBDC/FLAGGL Small Business Lenders Forum

Sep 2018

The Florida SBDC at Indian River State College (IRSC) in partnership with The Florida Association of Government Guaranteed Lenders (FLAGGL) is hosting a Small Business Lenders Forum for Small Business Administration (SBA) lenders in the Treasure Coast area.

The event will be held from 11:30 am until 2:30 pm on Thursday, November 8, 2018, at the Brown Center for Innovation & Entrepreneurship at IRSC Main Campus located at 3209 Virginia Ave., Building Y-Room 102, Fort Pierce 34981.

This forum is tailored for small business lenders involved with the SBA 504 and 7(a) Loan Programs, and small business owners approaching the SBA lending process. This will be an excellent networking opportunity for lenders and small business owners, alike.

Expert panelists will discuss some of the industry's hot topics and developments in small business lending, including:

• Important Changes to the SOP.

• SBA Hot Button Topics.

• Pro Tips for Closing SBA Loans in Today's Challenging Environment.

• Changes to the State Small Business Credit Initiative Program (SSBCI).

The cost is $20 and lunch is included.

Space is limited and advance registration is required. To register, please go here.

The event is hosted by Florida SBDC at IRSC, FLAGGL and Florida First Capital.

For more information, please call 772.336.6285.

About the Hosts:

The Florida SBDC at Indian River State College (IRSC) is a member of the Florida SBDC Network, the state's principal provider of business assistance for over 40 years. The Network nourishes a statewide partnership between higher education and economic development to provide emerging and established business owners with management and technical assistance, enabling overall growth, increased profitability, and economic prosperity for the state.

The Florida Association of Government Guaranteed Lenders (FLAGGL) is a community of lenders, loan service providers and other professionals that help ensure government guaranteed loans are processed, closed and serviced in accordance with the SBA. FLAGGL provides networking and education and promotes awareness of all government guaranteed lending programs to the small business community throughout Florida.

Sponsored by Florida First Capital.

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