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October 2025

25-Year Fixed Rate Standard:
5.922%

25-Year Fixed Rate Refinance:
5.925%

20-Year Fixed Rate Standard:
5.983%

20-Year Fixed Rate Refinance:
5.986%

10-Year Fixed Rate Standard:
5.783%

10-Year Fixed Rate Refinance:
5.819%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.