August 2018
Commercial Lending
SBA Nine-Month Report: Florida First Capital Retains Loan Production Lead

At the nine-month mark of the Small Business Administration’s (SBA) 2018 fiscal year, Florida First Capital continued to uphold its lead in SBA 504 loan production statewide in Florida, both in dollar totals and number of loans. Read More

Fees for SBA 504 Loans to Increase, Decrease in FY 2019

Each year, the Small Business Administration (SBA) reviews certain fees payable to the Agency by 504 borrowers to determine if any of those fees need to be adjusted to cover the estimated subsidy costs of the 504 loan program. Read More

SBA 504 Loan Interest Rate Report: August 2018

The bonds that funded August’s 20- and 25-year Small Business Administration (SBA) 504 loans held steady over last month, keeping the effective interest rate (the all-in cost to a borrower) firmly in the lower 5% range. Read More

Interest-Free Emergency “Bridge” Loans Available to Aid Small Businesses Impacted by Algal Bloom and Red Tide

The Florida Small Business Emergency Bridge Loan Program has been activated to help speed up the recovery process for small businesses economically and/or physically impacted by the Lake Okeechobee algal bloom and red tide. Read More

Ask The Experts
SBA 504 Q&A: Do-It-Yourself Construction

Q: Can a Small Business Administration (SBA) 504 loan borrower act as its own contractor on a construction and/or installation of machinery and equipment? Read More

Borrower Profile
SBA 504 Loan Helps Keys Residents and Visitors Get on the Move Again

The Florida Keys have been through much heartache over the last year and a half.  With the devastating effects of Hurricane Irma still lingering, life is slowly returning to normal.  Recreation is making its way back into daily life and The Trailer Shop is making sure that everything is rolling smoothly. Read More