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SBA 504 Loan Interest Rates

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January 2026

25-Year Fixed Rate Standard:
5.85%

25-Year Fixed Rate Refinance:
5.85%

20-Year Fixed Rate Standard:
5.91%

20-Year Fixed Rate Refinance:
5.91%

10-Year Fixed Rate Standard:
5.67%

10-Year Fixed Rate Refinance:
5.67%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

Looking for some help? Call 800.504.LOAN or Email Us

Interest Rates

Servicing the States of Alabama, Florida, and Georgia.

Lending News Archives

Florida First Capital's Boca Raton Office Has Relocated to Delray Beach

Dec 2013

Please be advised that Florida First Capital's Boca Raton office has relocated to Delray Beach. The new address is: 955 N.W. 17th Ave., Suite G, Delray Beach, FL 33445.

Click here for directions. The new main phone number is 561.274.3736 (or click here for a company directory). E-mail addresses remain the same.

Florida First Capital's Delray Beach office serves the following southern district counties: Broward, Charlotte, Collier, DeSoto, Glades, Hardee, Hernando, Hendry, Highlands, Hillsborough, Indian River, Lee, Manatee, Martin, Okeechobee, Palm Beach, Pasco, Pinellas, Polk, Sarasota and St. Lucie.

For more information, contact Deborah Petrell, Florida First Capital Senior Vice President and Sales Team Leader, at 561.756.1745 or by email at deborah@ffcfc.com.

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